Lessee definition

What is a Lessee?

A lessee is an entity that contracts to make rental payments to a lessor in exchange for the use of an asset. These rental payments are usually made on a monthly basis in accordance with the terms of a lease schedule, but may also be paid in a lump sum. The manner in which a lessee can use a leased asset may be restricted, based on the terms of the lease agreement.

A lessee may have the right to sub-lease assets to a third party, though this arrangement usually means that the original lessee continues to have a payment obligation to the original lessor.

The lessee is referred to as the tenant when real estate is being leased. When the structure of a lease is essentially debt, the lessee may instead be referred to as the debtor in the arrangement.

Examples of Lessees

Here are several examples of lessees:

  • Real estate lessee. A lessee might rent an apartment, office space, or warehouse from a lessor.

  • Equipment lessee. A lessee might rent cranes, excavators, or bulldozers from a lessor.

  • Vehicle lessee. A lessee might rent a car or truck from a lessor.

  • Technology lessee. A lessee might rent servers, processing time, or computer equipment from a lessor.

Each of these examples involves a lease agreement where the lessee gains the right to use the property or asset in exchange for payment, while the lessor retains ownership.

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